Terms and Conditions

1. Introduction

Welcome to AADIJAGANNATH FINTECH PRIVATE LIMITED ("Company", "we", "our", or "us"). These Terms and Conditions ("Terms") govern your access to and use of our website, mobile application, and financial services (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, you must not use our Services.

2. Eligibility

You must be at least 18 years old and legally capable of entering into a binding contract under applicable laws of India to use our Services.

3. Services Offered

AADIJAGANNATH FINTECH PRIVATE LIMITED provides financial technology services, which may include but are not limited to:

• Digital payments facilitation
• Lending or loan facilitation (if applicable)
• Investment or advisory tools (if applicable)
• Financial data analytics and related services

We reserve the right to modify, suspend, or discontinue any part of the Services at any time without prior notice.

4. User Account

To access certain features, you may be required to create an account. You agree to:

• Provide accurate and complete information
• Maintain confidentiality of login credentials
• Be responsible for all activities under your account

We reserve the right to suspend or terminate accounts for any misuse or violation of these Terms.

5. KYC and Compliance

Where applicable, you agree to comply with Know Your Customer (KYC) requirements as per Indian regulations. You authorize us to verify your identity through approved third-party verification services.

6. Fees and Charges

Certain Services may be subject to fees. You agree to pay all applicable charges, including taxes, as communicated at the time of use. We reserve the right to revise pricing at any time.

7. User Obligations

You agree not to:

• Use the Services for unlawful or fraudulent purposes
• Violate any applicable laws or regulations
• Attempt to gain unauthorized access to systems
• Interfere with the operation or security of the platform

8. Data Privacy

Your use of our Services is also governed by our Privacy Policy. By using our Services, you consent to the collection, use, and sharing of your data as outlined therein.

9. Intellectual Property

All content, trademarks, logos, and software associated with our Services are the property of AADIJAGANNATH FINTECH PRIVATE LIMITED or its licensors. You may not copy, reproduce, distribute, or create derivative works without prior written consent.

15. Governing Law and Jurisdiction

These Terms shall be governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in Bhubaneswar, Odisha.